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Great Lakes Higher Education Corporation is a non-profit organization dedicated to helping students finance their education and borrow responsibly.

It works with the Department of Education as well as private lenders.

Personal savings and family contributions are one of the first places students turn, but often these resources don’t cover higher- education costs.As you weigh the pros and cons, keep in mind that timing is critical.With just a few exceptions, you get only one chance to consolidate with the government loan programs.But unlike some other resources, loans must be paid back.Loans, and associated interestcosts, typically keep graduates in debt for 10 years or more.

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WARNING: It is very dangerous to consolidate federal loans into a private consolidation loan.

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